I was born and raised in Belarus (former Soviet Union Republic, now an independent country). I graduated from the Minsk University of Foreign Languages with a teaching degree in German and English. My husband and I moved to the United States in 1993 and have lived in Overland Park, KS since.  I chose to pursue a career in the mortgage industry, as I've always been fascinated by numbers and with my background in education I knew I could become a trusted advisor in the field. In my spare time, I love to travel and spend time with my friends and family. Fitness, health and wellness are my passion.

VP of Mortgage Lending

Svetlana Dybal is your Ashburn local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Svetlana is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Svetlana at (571) 341-5145 for more information!

Svetlana Dybal at Rate (NMLS #314527)

As an experienced residential loan officer since 2003, I've helped thousands of satisfied clients in Northern Virginia and beyond purchase their dream homes or refinance their existing mortgages for better rates. My dedicated team of professionals is committed to providing exceptional service and guidance throughout the loan process.


With in-depth knowledge of the local real estate market and access to a wide range of lenders, I specialize in finding the best rates and loan programs tailored to your unique financial situation. Whether you're a first-time homebuyer, looking to refinance, or seeking a competitive rate for your next purchase, my patient and personalized approach ensures a smooth and stress-free experience.


Clients consistently praise my team for our professionalism, transparency, and commitment to finding the optimal solution for their mortgage needs. We pride ourselves on being accessible, responsive, and always acting in our clients' best interests.


If you're in the market for a new home or exploring refinancing options, contact me today. I look forward to putting my expertise and proven track record to work for you.

Sales Manager/SVP of Mortgage Lending

Jeff Richards is your Ashburn local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jeff is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jeff at (703) 307-3461 for more information!

Jeff Richards at Rate (NMLS #483537)

Born and raised in Northern VA, I have love and passion for all things Virginia. I recently moved to Fredericksburg, VA and I LOVE IT. The area exhibits a deep sense of community and loyalty. This sense of community has helped to solidify the importance of communication and relationship.Being a Mortgage Professional allows me to exercise my passion for people and desire to assist them. My role is to provide financial solutions to those looking to enhance their current mortgage or obtain a new mortgage.I hope to be a reliable, accessible and helpful resource for all my clients. My goal is always to assist clients through a smooth and comfortable transaction. Purchasing or refinancing a home should be an exciting process and I aim to make it just that for my clients.

AVP of Mortgage Lending

Natasha Anderson is your Ashburn local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Natasha is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Natasha at (703) 383-6192 for more information!

Natasha Anderson at Rate (NMLS #1019958)

Ashburn

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3 Loan Officers Ashburn, VA