Mortgage Articles & Resources
Let our mortgage articles help you understand both our services and home loans in general. Rate is dedicated to placing you and your needs at the center of everything we do, and that includes sharing our wisdom and expertise. Explore our collection of mortgage articles and let us know how we can help you navigate your home-buying journey.
Buying a Home
![Non-QM Loans: What is a Non-Qualified Mortgage?](https://dih4lvql8rjzt.cloudfront.net/cms/d8ee8d18-669d-4e3f-b30c-836efea0ad7c_nonqm20250211.jpg)
A non-QM loan is one that is not required to meet agency-standard documentation requirements and allows more borrowers to own a home. See what a non-QM loan is, how it works & who qualifies.
Mortgage Process & Options
![Non-QM Loans: What is a Non-Qualified Mortgage?](https://dih4lvql8rjzt.cloudfront.net/cms/d8ee8d18-669d-4e3f-b30c-836efea0ad7c_nonqm20250211.jpg)
A non-QM loan is one that is not required to meet agency-standard documentation requirements and allows more borrowers to own a home. See what a non-QM loan is, how it works & who qualifies.
Owning a Home
![HECM & Reverse Mortgage: Myths & Facts](https://dih4lvql8rjzt.cloudfront.net/cms/719fb682-0783-4dbf-8bf5-aac590871859_GettyImages-148317171.jpg)
Do you have questions about reverse mortgages or HECM? Get the facts on common myths and misconceptions & learn more about tapping into your home’s equity.
Mortgage News
![What happened to home prices in Q4 2024?](https://dih4lvql8rjzt.cloudfront.net/cms/5f6b8509-9651-4ba5-a130-46ed75687ec7_Metro-Home-Report-Blog-020625-3281050-GRI.jpg)
The National Association of Realtors just released updated home price data for Q4 2024. Find out how home prices changed in the last quarter of 2024.