If you're buying a home anywhere in the United States, seek out one of the most knowledgeable National Mortgage Brokers: Anthony Marinaccio.  A sought-out advisor for all residential mortgage-related needs, Anthony specializes in numerous home loan options so that he can offer solutions for just about anyone buying a home nationally.  Anthony entered the mortgage industry in 2004 and has quickly established himself among the top residential mortgage professionals!  He is a well-known Mortgage Broker who works with over 100 of the nation’s largest financial institutions in order to maximize mortgage product opportunities, retain full control of the lending process, and obtain the lowest rates and best terms for his clients. This understanding of the market and how it plays into real estate gives him the unmatched ability to offer exceptional products and services for the individual or family buying a home.





Anthony continues to be recognized for his impressive achievements in the real estate industry, most recently as 2019 and 2020 Modern Luxury’s Chicago Power Player with Chicago Social Magazine as well one of the most recognizable industry awards for being The 2018 Mortgage Loan Officer of the year! Anthony is consecutively awarded in Chicago Agent Magazine’s Who’s Who In Chicago Real Estate each year from 2011 to date!  His promotion to Senior Vice President of Residential Lending at just the age of thirty is indication alone of his ambition to be at the top of his field. He continues daily to build relationships with many of the nation's top-producing real estate brokers, real estate developers, CPAs, and Financial Advisors.  Anthony's firm, Rate is a leader in the nation for mortgage lending. With a higher customer service rating than Apple and recognized nationally and a top mortgage lender for your home purchase needs!

Producing Branch Manager

Anthony Marinaccio is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Anthony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Anthony at (630) 774-8737 for more information!

Anthony Marinaccio at Rate (NMLS #211587)

I have been in the credit business since 1975. Since 1988 I have been helping my clients achieve the "American Dream" of home ownership. With the changes in the mortgage landscape I pride myself  on being consistent and knowledgeable when it comes to mortgage financing.

Vice President of Mortgage Lending

Eddie Bedoya is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Eddie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eddie at (480) 214-8828 for more information!

Eddie Bedoya at Rate (NMLS #229000)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Lisa Eddy is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Lisa is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lisa at (520) 338-8204 for more information!

Lisa Eddy at Rate (NMLS #414048)

When purchasing a new home or refinancing your current home you are often making one of the largest financial decisions of your life. It is the roof over your head and the place memories are made for you and your family. Making sound decisions gives you the ability to prosper and achieve your financial goals as well. You need a mortgage professional that has the experience and knowledge to assist you in making the most informed decision possible. I have over 22 years of experience in the financial services industry. I pride myself on having an extensive knowledge of the products and programs available to you in this ever changing environment. I will spend the time to learn your short and long term goals to ensure that all of your financial goals are successfully met. I believe that educating my clients and serving their needs is first and foremost. I truly want you to Enjoy the Process of mortgage financing!

SVP of Mortgage Lending

Jaime Kinman is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jaime is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jaime at (480) 206-3959 for more information!

Jaime Kinman at Rate (NMLS #226251)

Born in a small farm town in upstate NY. Moved to Ca when I was 20. Got Married and had 2 boys. Moved to AZ in 1995. Raised my 2 boys here in AZ and now I am proud of the young men they have become.  Started in the banking business in 1988 as a teller and stayed in the banking business till 2001 when I became a loan officer.  I love to go camping and sleep in a tent when I do. I love to hike and ride my mountain bike. I love the ocean and snorkel and scuba dive when ever I get the chance. I have 2 salt water reef tanks in my home. I have a goal to to go to Australia to scuba dive in the great barrier reef.

Kevin Fiero is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kevin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kevin at (480) 214-8875 for more information!

Kevin Fiero at Rate (NMLS #418600)

I began my career in home loans in September of 2003 and quickly positioned myself as an expert among first-time home buyers.  I maintained the #2 position in my office for all the years I worked at Bankers Preferred in Burlingame, CA.    In November of 2013 I made a geographical move to Orange County and joined Rate where I believed I'd be starting my business almost from scratch, but quickly discovered that I had wonderful loyal clients who continued to use me as their mortgage expert.  Rate has been a good choice for my clients for their wide variety of loan products, low rates, and their cutting edge technology.    This year I'm on track to being part of the President's Club which positions me as one of the top producers of this company.    I am a Seventh Day Adventist Christian and am deeply involved in my church and helping the community.

Lilyette Uriarte is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Lilyette is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lilyette at (949) 945-0761 for more information!

Lilyette Uriarte at Rate (NMLS #332753)

Branch Manager/SVP of Mortgage Lending

Dominic Mancini is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Dominic is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dominic at (480) 214-8827 for more information!

Dominic Mancini at Rate (NMLS #27586)

I was introduced into the business back in 1996. I have an analytical and consulting background, which drew me into the business. I owned a mortgage brokerage for 10 years and have been with Rate for the last 6 years. I attended Arizona State University with a degree in Marketing. I have two beautiful daughters, one in college and one in high school. I am passionate about cycling and race competitively.

Dean Shreiner is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Dean is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dean at (480) 214-8877 for more information!

Dean Shreiner at Rate (NMLS #147995)

Welcome to the website of Rod Dennis, a highly skilled and experienced mortgage loan officer with a passion for helping his clients achieve their homeownership goals. As a trusted member of the Rate team, Rod has access to a wide range of competitive mortgage products and services, and he is dedicated to finding the best solution for each and every one of his clients.




With over 35 years of experience in the mortgage industry, Rod has the knowledge and expertise to guide his clients through the loan process from start to finish. He is great with helping his clients understand the numbers and make informed decisions about their mortgage options.




Rod prides himself on providing personalized service, and he is always available to answer any questions his clients may have.  
As a seasoned originator, Rod and his team are well equipped to handle your business seamlessly from start to finish while providing an elevated standard of service that clients and partners have come to appreciate. Their goal is to make your mortgage experience straightforward and easy.




Thank you for considering Rod as your mortgage loan officer. He looks forward to working with you and helping you achieve your homeownership dreams.

Rod Dennis is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Rod is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rod at (480) 850-6501 for more information!

Rod Dennis at Rate (NMLS #150049)

Mike Metz is a Vice President of Mortgage Lending at Guaranteed Rate, an Arizona mortgage banker located in Scottsdale, Arizona. Mike specializes in Jumbo Loans with 95% financing options.  Mike and his team have become recognized as industry experts in this niche market. Mike has been featured in the Arizona Republic and seen on Fox 10 News, KTVK 3 TV, KPHO CBS 5 and AZ TV. He has also been heard on KTAR 92.3 FM, NPR National Public Radio, KMOX 1120AM and KJZZ 91.5 FM. Mike and his team have consistently ranked in the Scotsman Guide Top 200 mortgage originating teams in the entire country from 2009 – 2021. Mr. Metz has over 30 years’ experience in the mortgage and banking industry and currently has over 10,000 previous customers. In 2011 & 2012, Mike and his team were ranked Best of Best Residential Mortgage Banker in Ranking Arizona Magazine. Mike has personally funded over 1 billion dollars in mortgage loans. Mike and his team joined forces with Guaranteed Rate in September 2013 after operating as Sun State Home Loans for the previous 18 years. With the knowledge and success of Mike and his team and Guaranteed Rate, you can expect nothing less than superior service. Mike is a graduate of the University of Oklahoma with a degree in Finance. He enjoys any activity around water or horses.

Mike Metz is a Vice President of Mortgage Lending at Rate, an Arizona mortgage banker located in Scottsdale, Arizona. Mike specializes in Jumbo Loans with 95% financing options. Mike and his team have become recognized as industry experts in this niche market. Mike has been featured in the Arizona Republic and seen on Fox 10 News, KTVK 3 TV, KPHO CBS 5 and AZ TV. He has also been heard on KTAR 92.3 FM, NPR National Public Radio, KMOX 1120AM and KJZZ 91.5 FM. Mike and his team have consistently ranked in the Scotsman Guide Top 200 mortgage originating teams in the entire country from 2009 – 2021. Mr. Metz has over 30 years' experience in the mortgage and banking industry and currently has over 10,000 previous customers. In 2011 & 2012, Mike and his team were ranked Best of Best Residential Mortgage Banker in Ranking Arizona Magazine. Mike has personally funded over 1 billion dollars in mortgage loans. Mike and his team joined forces with Rate in September 2013 after operating as Sun State Home Loans for the previous 18 years. With the knowledge and success of Mike and his team and Rate, you can expect nothing less than superior service. Mike is a graduate of the University of Oklahoma with a degree in Finance. He enjoys any activity around water or horses.

Mike Metz is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (480) 269-8076 for more information!

Mike Metz at Rate (NMLS #167063)

Joe Pang is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (480) 214-8822 for more information!

Joe Pang at Rate (NMLS #229324)

Jacob has been in the Phoenix area for over 20 years and got into the mortgage business to help borrowers achieve their goal of home ownership. He cares about each and every contact and will work hard to keep your interests first. You can trust that he will communicate with you during every step of your loan process. He will always take the time to answer your questions, and take the opportunity to go over your options. He wants to exceed your expectations of a great loan officer.

Jacob Frasca is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jacob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jacob at (480) 214-8879 for more information!

Jacob Frasca at Rate (NMLS #1373695)

Matthew Carr graduated from DePaul University with  Bachelor of Science in Business. Shortly after graduation he joined Rate as a loan officer and has been with the company ever since.  Matthew has found success in the mortgage business for many reasons but most notably for always putting the customer first.  Matthew's goal is to simplify the mortgage process for his customers and make the home loan process easy to navigate.

Matthew Carr is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Matthew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matthew at (773) 945-5936 for more information!

Matthew Carr at Rate (NMLS #1047441)

Branch Manager/VP of Mortgage Lending

Scott Vause is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (619) 486-1564 for more information!

Scott Vause at Rate (NMLS #453244)

VP_DE_PRéSTAMOS_HIPOTECARIOS

Christian Hernandez is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Christian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christian at (520) 264-8696 for more information!

Christian Hernandez at Rate (NMLS #1427898)

As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, I am committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact me for more information!

Danielle Pela is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Danielle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Danielle at (602) 628-4000 for more information!

Danielle Pela at Rate (NMLS #1584529)

As the Vice President of Mortgage at Rate, I bring more than 18 years of experience to my role since starting with the company in 2023.  
My primary responsibility as the VP of Mortgage is to find clients, assess their needs, and guide them through the loan origination process from start to finish. I love the challenge of finding the best solution for each client and working tirelessly to ensure they are satisfied with their mortgage experience.  
I take pride in my exceptional customer service skills and ability to think innovatively to find creative solutions for clients looking to purchase or refinance their homes. In some cases, when clients face limited mortgage options due to their particular circumstances, I work even harder to develop solutions that many other lenders cannot offer  
What sets me apart from my peers is my commitment to my client's well-being. I genuinely care about helping people achieve their dream of homeownership and providing affordable options to existing homeowners. I view my clients as long-term relationships rather than mere transactions, and I take pride in being there for them every step of the way.  
Before transitioning into sales, I gained valuable experience in mortgage processing and underwriting. As a loan processor, my primary responsibility was to oversee the logistics of getting clients from the application stage to the closing table. Later, when I transitioned into the role of an underwriter, my focus shifted to approving clients based on their financial qualifications and ensuring that they met the necessary guidelines and criteria.  
My most significant professional accomplishment to date is being a five-time winner of the prestigious National Achievers Award, a nationally recognized honor. It is an achievement that only comes through hard work and a firm commitment to excellence.  
Although I am based in Scottsdale, Arizona, I conduct business nationwide and am recognized as a national sales representative. However, I was born and raised in Stillwater, Minnesota, and my Midwestern values have shaped my approach to my personal and professional life. I graduated from West Virginia University in 2003 with a degree in Political Science and have been working in the mortgage industry ever since.  
When I am not hard at work making homeownership a reality for my clients, I enjoy spending time with my wife, son, and daughter, engaging in sports activities with my children, and playing golf whenever possible. My passions are my family, and I strive to raise my children to the best of my ability. My core values are focused on integrity, doing what's right, and meeting people where they are and not where I want them to be.

Josh Deutsch is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Josh is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Josh at (602) 742-3442 for more information!

Josh Deutsch at Rate (NMLS #400929)

Born and raised in Hopkins, Minnesota, I cultivated my passion for sports at Benilde-St. Margaret's High School and St. John's University, where I proudly played both football and baseball. My loyalty to Minnesota's sports teams runs deep, just like my commitment to family and fatherhood—I've raised five incredible children (who have given me three grandchildren) and have earned the title of "King of Dad Jokes."  
With nearly four decades of experience in the mortgage industry, I've built a reputation as a trusted expert. Rate is licensed in all 50 states and DC. My extensive knowledge and dedication make me the ideal partner for anyone navigating the complex world of home financing.  
**Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.**

Leon Duda is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Leon is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Leon at (602) 742-3436 for more information!

Leon Duda at Rate (NMLS #756741)

Time is a precious commodity, especially for those immersed in nurturing families, building wealth, pursuing dreams, and leading businesses. As Vice President of Mortgage Lending, I leverage my 20 years of experience to streamline the mortgage process. My extensive knowledge ensures a seamless and stress-free experience for clients, with a particular focus on securing mortgages for individuals with complex financial profiles. Many of my clients are self-employed entrepreneurs managing multiple tax returns. I excel in navigating these intricate scenarios, making the financing process smooth and straightforward. What sets me apart is my unique, data-driven approach. I meticulously analyze mortgage options and present clients with multiple tailored solutions, including Jumbo, Interest-Only, Asset Dissipation, Bank Statement Qualifying, Debt Service Qualifying, and Conforming loans. Homebuying should be exhilarating, not exhausting. Let's turn your homeownership dreams into reality. Connect with me at [paul.mariani@rate.com](mailto:paul.mariani@rate.com).

Paul Mariani is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (602) 885-5221 for more information!

Paul Mariani at Rate (NMLS #502375)

I have been originating residential loans of all types for over 20 years with a focus on working within the jumbo loan market and with financially sophisticated clientele. While consistently being a top producer, my goal is to deliver the best product to meet the clients financial needs relative to their mortgage and make the process as simple, straight forward and painless as possible in today's residential mortgage environment. Scottsdale has been my home for over 20 years with my family consisting of my wife and three boys. Our family is actively involved in the community through youth sports and community efforts and I am also an Arizona State Baseball Alumni with a passion for coaching and golf in my free time.

Greg Halvorson is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Greg is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Greg at (480) 227-5900 for more information!

Greg Halvorson at Rate (NMLS #777732)

With over 23 years of mortgage experience, my sole goal is to help my clients fulfill their dream of homeownership. I am an expert in all types of conventional, government and jumbo loan products and I strive to make sure that every single client receives the perfect loan for their financial situation. I am also an expert in corporate relocation having worked with over 1,000 different relocating employees and corporate clients over the last 10 years. I love working with all types of clients whether they be high wealth or low to moderate income, and I enjoy finding the exact right product for each client's needs. I specialize in purchase loans but I have expertise in refinancing, home equity loans and HELOCs. I absolutely love what I do and look forward to helping you in your particular needs.  
I am a native of Scottsdale, AZ and in my spare time, I enjoy hiking, spending time with my family including my 4 children and watching them succeed in their different pursuits, such as dance, baseball and education. I am also fluent in Spanish and enjoy working with the vast Spanish speaking communities in Arizona, Nevada, California, Florida and Texas. I look forward to working with you!


**By refinancing, you may pay more in costs and interest over the extended term.**

Chad Cherrington is your Scottsdale local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Chad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chad at (480) 214-8886 for more information!

Chad Cherrington at Rate (NMLS #215018)

Scottsdale

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