Helping people's dreams of home ownership come true is my passion. For many client's, their home purchase journey is one of the most exciting and rewarding decisions they will ever make. I'm very grateful to be part of this process.  
With over twenty-five years of successful financial services experience, I have always had one priority: putting the client first. Clients often comment that the highlight of their homebuying experience was our team's transparent communication, honesty and availability throughout entire process as well as the continued support even after the loan closes.  
I'm honored to be part of Rate's President's Club and in the top 1 percent of loan originators in the United States and couldn't achieve either without our loyal clients, as they are the driving force behind always striving to provide the best experience for them.  
While we do business in most states, a large portion of our home purchase loans and refinances are originated out of California and Colorado, where I grew up. When I'm not helping clients with loans, I enjoy spending time with my wonderful wife and our three dogs. We live in Encinitas and enjoy the beach lifestyle. I have a passion for physical fitness and enjoy hiking, yoga, and weight training, as well as enjoying all San Diego has to offer.


Meet Marc: http://sdvoyager.com/interview/meet-marc-datnow-marc-datnow-guaranteed-rate-la-jolla/

SVP of Mortgage Lending

Marc Datnow is your Encinitas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Marc is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marc at (619) 535-3170 for more information!

Marc Datnow at Rate (NMLS #1707820)

Jeff specializes in Renovation and Construction Financing and uses his 17 years of Construction background as a General Construction Contractor to help Homeowners Renovate or Build the home of their dreams right now.

Regional Renovation Manager/Branch Manager

Jeff Touchstone is your Encinitas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jeff is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jeff at (858) 210-5547 for more information!

Jeff Touchstone at Rate (NMLS #254426)

With a combined 20 plus years of combined mortgage lending experience, the Pianin Team has helped thousands of families fulfill their homeownership dreams. Throughout this time, they have committed themselves to ensuring that their clients and referral partners receive an unparalleled lending experience.


Todd Pianin (NMLS #304014) is regarded as one of the best lending professionals in Southern California. He used to be the co-host on KOGO News Radio's newest program - Real Estate Exposed, and a mentor and coach to up-and-coming mortgage loan officers. His incredible depth of knowledge and expertise in residential loans (including jumbo lending) has led him to be featured in the Union Tribune, Fox News and various local publications. Mortgage Originators Magazine ranked Todd among the Top 200 Originators in the Country.


There is nothing more important to the Pianin team then ensuring their clients' best interests. Our motto is "always do the right thing". Their commitment to you, the client, is meeting and exceeding your expectations to help accomplish your financial and lifestyle goals – and being your lender for life.


Tycia Lindsey - Associate VP O: (617) 286-891077 Sleeper St. Office 02-133 & 02-119, Boston, MA 02210 NMLS ID: 1119963; CA - CA-DBO1119963


Katie Lievanos – Licensed Sales Assistant O: (619) 535-3172 617 Saxony Place Suite 101 Encinitas, CA 92024 NMLS ID: 1400405


Jennifer Gouslin **-** VP of Mortgage Lending O: (619) 219-2280 617 Saxony Place Suite 101 Encinitas, CA 92024 NMLS ID: 232169; CA - CA-DBO232169

Todd Pianin (NMLS #304014) | Tycia Lindsey(NMLS #1119963) | Katie Lievanos (NMLS #1400405) | Jennifer Gouslin (NMLS #232169)

Pianin Team is your Encinitas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Pianin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Pianin at (619) 219-2277 for more information!

Pianin Team at Rate (NMLS #304014)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Jennifer Gouslin is your Encinitas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jennifer is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jennifer at (619) 219-2280 for more information!

Jennifer Gouslin at Rate (NMLS #232169)

Encinitas

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4 Loan Officers Encinitas, CA