Kelly Manderscheid has been helping folks finance homes for over 27 years. Her knowledge and vast experience in the mortgage industry, including stints in underwriting, escrow and closing documentation, enables her to advise clients how to select the right home loan for their financial goals and guide them through the entire loan process. Kelly has delivered a stress-free mortgage experience for more than 6,000 borrowers and continues to surpass homebuyer expectations every day. Kelly's hustle, genuine personality, customer service and her commitment to go above and beyond to close each transaction on time have earned her a spot on Scotsman Guide's Top Originator list for the past 11 years and counting. With extensive knowledge of the wide range of mortgage products, Kelly can discuss many types of home loans including VA, FHA, Conventional, Jumbo, USDA and Non-qualified programs and introduce you to low down payment options and grant programs if you need financial assistance to purchase your first home. Kelly is experienced in working with national and privately-held builders, so she can also guide you confidently through the new construction loan process. In addition to her background and expertise, Kelly is committed to building relationships and delivering personal service to every single customer and business partner. Providing complete transparency, detailed education and ongoing updates, she takes pride in the fact that her customers have a complete understanding of the entire loan process. Borrowers who work with Kelly benefit from using Rate's innovative and secure mobile technology to upload documents for prompt in-house processing, communicate directly with Kelly, and provide loan updates to each person involved in the transaction. Known for her integrity, expertise and hands-on approach to helping families own their dream home, Kelly Manderscheid is a mortgage lender like no other. Kelly's office is located in Temecula, CA and she is licensed in AL, AZ, CA, CO, FL, GA, IL, KS, KY, MO, NV, OH, OK, TN, TX and VA.

SVP of Mortgage Lending

Kelly Manderscheid is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kelly is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kelly at (951) 453-5231 for more information!

Kelly Manderscheid at Rate (NMLS #273420)

After over 20 years in the industry, I joined Rate and am a licensed Mortgage Loan Originator in Arizona, California, Colorado, Florida, Idaho, Missouri, Nevada, Oregon, Tennessee, Texas and Washington. Rate is one of the largest direct lenders in the country (#2 in 2023 volume) and we offer some of the best rates, programs and tools available for our borrowers and their agents. From Conventional to Non QM, Government, (FHA and VA) and Jumbo loans we will work to provide you with the financing that you are looking for. From wage earners to self-employed borrowers Rate can get you some of the most competitive rates and programs available.




**Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.*

VP of Mortgage Lending

Charlie Wickstrand is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Charlie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Charlie at (760) 895-8080 for more information!

Charlie Wickstrand at Rate (NMLS #1824292)

Christian Dahlin (NMLS #32641): (949) 680-7853 | christian.dahlin@rate.com

Christian Dahlin

Christian Dahlin Team is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Christian Dahlin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christian Dahlin at (949) 680-7853 for more information!

Christian Dahlin Team at Rate (NMLS #32641)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Katrina Papadakis is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Katrina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Katrina at (714) 244-0005 for more information!

Katrina Papadakis at Rate (NMLS #483906)

Jason Sams is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jason is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jason at (760) 984-9294 for more information!

Jason Sams at Rate (NMLS #1884124)

Temecula

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5 Loan Officers in Temecula, CA