About David Bunk
“Honesty, integrity, knowledge and hard work are the cornerstones to providing superior customer service.”- Dave utilizes these qualities in every aspect of business and personal life. His marketing strategy is built on referrals only, he guarantees to make your mortgage experience a great one! Dave joined Rate in July 2018. He holds a BS in Business Administration from Eastern CT State University and has over 18 years of experience in mortgage banking. He has held titles as Branch Manager, Sales Manager, and Area Manager, but has decided that his role as a Loan Originator is the right fit for him and his clients. Dave has been a consistent top producer and has relied mainly on customer referrals which is a testament to his service with integrity. He is knowledgeable in all products and aspects of your purchase or refinance transaction. Finding the best possible solution and commitment to detail is what sets him apart from his competition. Dave resides in Beacon Falls, CT with his wife, Jennifer. They have 2 girls, Abby and Emma. In his spare time, Dave enjoys golfing and skiing with his family. Dave also enjoys coaching soccer in Prospect for the past 8 years and watching his girls develop into young adults. Dave is very approachable, so reach out at any time.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.490% | 6.724% | 0.793 ($2775.50) | $2209.94 |
| 15-year fixed | 5.375% | 5.863% | 0.976 ($3416.00) | $2836.63 |
| FHA loan | 5.990% | 6.997% | 0.8 ($2442.00) | $1964.90 |
| VA loans | 5.750% | 6.257% | 0.894 ($3652.89) | $2384.48 |
| Jumbo loans | 6.100% | 6.351% | 0.95 ($8550.00) | $5453.95 |
* Rates current as of 4/6/2025 12:24 pm, provided by David Bunk, for Fairfield County, CT, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 4 Corporate Drive, Suite #292 Shelton CT, 06484