**As a Producing Branch Manager, I have over 20 years of experience in the mortgage industry. I have successfully helped hundreds of clients secure financing for their dream homes, investment properties, and refinancing needs.**  
**My expertise lies in guiding clients through the loan application process, analyzing their financial situation to determine the best loan options, and providing personalized recommendations tailored to their specific needs and goals. I have a deep understanding of various loan programs, interest rates, and market trends, allowing me to help clients make informed decisions that align with their financial objectives.**  
**I have built strong relationships with lenders, real estate agents, and other professionals in the industry, which enables me to streamline the loan approval process and ensure a smooth and efficient closing for my clients. I am committed to providing exceptional customer service, transparency, and clear communication throughout the entire loan process, earning the trust and loyalty of my clients.**  
**Overall, my experience has equipped me with the skills, knowledge, and dedication needed to help you navigate the complex world of mortgage financing and achieve your homeownership goals!**

Branch Manager

GERENTE_DE_SUCURSAL_PRODUCTOR

Waldy Castro is your Wildwood local lender. Thank you for allowing Rate to assist you in reviewing your mortgage needs. Since 2002, I have been a top-producing mortgage broker and have extensive of experience servicing an array of clientele specializing in: high net-worth clients, self-employed borrowers, jumbo/mega jumbo mortgages 

With a proven track record, my team and I will work for you to close your mortgage in a timely and streamlined manner. Our primary goal is to provide attractive options and allow you to decide the absolute best route for their specific lifestyle and situation. 

In 1994, I received her bachelor’s degree from Barry University in 1994 and shortly thereafter entered the mortgage business.  When not working, dedicate myself to as much quality time with my extended family, including my son and three fur babies.

Hablo español

Contact Waldy at (954) 240-1828 for more information!

Waldy Castro at Rate (NMLS #414552)

For Nick Long, the opportunity to help his clients' dreams become reality is what inspires him to excel in his role as Producing Area Manager and Loan Officer with Rate. With over 12 years of experience in the mortgage industry, Nick specializes in renovation financing and has the expertise and local knowledge to help his customers experience an easy and smooth loan process. "I set myself apart from the competition by always being available, getting loans completed quickly, and being truthful in my mortgage advice to my clients," he says. Nick's focus on seeing the positive in every potential homeowner and finding a way to get tough mortgages done the right way has earned him All-Star status for 9 years running. Nick has achieved President's Club status every since 2015. With two young children and a Rhodesian Ridgeback dog named Duke, Nick and his wife stay busy outside of the office. He especially enjoys spending his free time with family and friends, and is a super-proud uncle of six nieces and nephews. Nick is happy to answer any of your mortgage questions. Give him a call anytime!

Producing Area Manager

Nick Long is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (321) 436-8633 for more information!

Nick Long at Rate (NMLS #398963)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Carolina Ortega is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Carolina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Carolina at (407) 612-0169 for more information!

Carolina Ortega at Rate (NMLS #1611092)

Integrity and professionalism are the cornerstones of my commitment to you. I have been in the banking mortgage business for over 20 years after a successful legal career in Hawaii. I am especially passionate about assisting our Veterans and their families in their home ownership needs. The American dream of home ownership should be obtainable by all. I promise to work tirelessly for you whether you are a Veteran, first time homebuyer, investor, senior citizen or simply need some advice. When I am not assisting you,I enjoy most any athletic endeavor, especially golf, tennis, skiing and watching all sporting events. My family is my most treasured asset and I am blessed with an extended family (and friends). They drive me to continue to grow and improve daily. May you be equally blessed.




*Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.*

Sales Manager/VP of Mortgage Lending

Paul L'Ecuyer is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (352) 643-8630 for more information!

Paul L'Ecuyer at Rate (NMLS #334489)

Scott King is a seasoned professional with over 20 years of experience in the banking and mortgage industry. As the Vice President of Mortgage Lending at Rate, Scott brings a wealth of expertise in Conventional, FHA, and VA lending. His career is marked by a strong commitment to customer service, earning him multiple recognitions for his dedication to client satisfaction.A native of Colorado, Scott has always been passionate about community, faith, and family. These values guide both his personal and professional life. Now a long-term resident of Florida, he has traded the slopes for the waves, enjoying the best of both worlds with skiing and surfing.


**Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.**

Scott King is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (407) 872-1129 for more information!

Scott King at Rate (NMLS #484397)

VP,  Area Manager, Reverse Mortgage

Crystal Rivera is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Crystal is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Crystal at (773) 290-0407 for more information!

Crystal Rivera at Rate (NMLS #600621)

Producing Partnership Branch Manager

Cesar Delgado is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Cesar is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Cesar at (321) 696-5350 for more information!

Cesar Delgado at Rate (NMLS #320626)

Camila GomezCorrea is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Camila is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Camila at (773) 250-5916 for more information!

Camila GomezCorrea at Rate (NMLS #2128522)

Orlando

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8 Loan Officers Orlando, FL