Purchasing a home or refinancing your existing home can be very exciting and a bit stressful, I am willing to guide you thought the process to the result you are looking for in a smooth and professional manner. As a lender, I am always here to answer all of your questions and help to make your dreams come true.  
Originally from Venezuela, I am bilingual and can offer special attention to Spanish speaking customers in the community. At Rate we care about our customers and we work as a team.  
Whether you are looking to buy a new home, or simply wish to refinance your existing mortgage, I am ready, willing, and able to assist you every step of the way. I look forward to meeting you!  
Hablo Espanol!  
*All negotiations and Mortgage Loan Transaction Documents will be conducted and provided in English. We suggest that you work with an interpreter of your choosing. You can find more information about the loan process in Spanish at* [https://www.consumerfinance.gov/consumer-tools/mortgages/](https://www.consumerfinance.gov/consumer-tools/mortgages/)

Producing Branch Manager

GERENTE_DE_SUCURSAL_PRODUCTOR

Javier Valdez is your West Des Moines local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Javier is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Javier at (313) 279-6882 for more information!

Javier Valdez at Rate (NMLS #1470049)

West Des Moines

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1 Loan Officer in West Des Moines, IA