Purchasing a home or refinancing your existing home can be very exciting and a bit stressful, I am willing to guide you thought the process to the result you are looking for in a smooth and professional manner. As a lender, I am always here to answer all of your questions and help to make your dreams come true.  
Originally from Venezuela, I am bilingual and can offer special attention to Spanish speaking customers in the community. At Rate we care about our customers and we work as a team.  
Whether you are looking to buy a new home, or simply wish to refinance your existing mortgage, I am ready, willing, and able to assist you every step of the way. I look forward to meeting you!  
Hablo Espanol!  
*All negotiations and Mortgage Loan Transaction Documents will be conducted and provided in English. We suggest that you work with an interpreter of your choosing. You can find more information about the loan process in Spanish at* [https://www.consumerfinance.gov/consumer-tools/mortgages/](https://www.consumerfinance.gov/consumer-tools/mortgages/)

Producing Branch Manager

GERENTE_DE_SUCURSAL_PRODUCTOR

Javier Valdez is your West Des Moines local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Javier is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Javier at (313) 279-6882 for more information!

Javier Valdez at Rate (NMLS #1470049)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

VP_DE_PRéSTAMOS_HIPOTECARIOS

Gabriela Davila is your West Des Moines local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Gabriela is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gabriela at (515) 348-5995 for more information!

Gabriela Davila at Rate (NMLS #1460860)

West Des Moines

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