Led by lending experts Melinda McCaslin (NMLS #4580) and Christie Schalock (#18193), the McLock Team offers unmatched mortgage knowledge and personalized service. With over four decades of combined experience and a focus on individual needs, they consistently rank in the Top 1% of Mortgage Originators nationwide. Specializing in tailored mortgage plans and expert analysis for self-employed borrowers, they ensure competitive rates and a smooth process. Melinda, a Boise native with an MBA from Harvard Business School, is active in the community and enjoys downhill and water-skiing, biking and the arts. Christie, also from Boise, enjoys an active lifestyle with her husband Tyson and two children, embracing Idaho's beauty year-round through boating, golf and skiing.

SVP of Mortgage Lending

McLock Team is your Boise local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, McLock is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact McLock at (208) 488-4293 for more information!

Melinda McCaslin at Rate (NMLS #4580)

Jeff Stipp is a seasoned mortgage loan expert. He has worked in the residential mortgage industry and managed other mortgage professionals for over 25 years. Given his experience and access to an extensive line of mortgage programs, Jeff is uniquely qualified to assist clients with their individual and specific lending needs. Over the years, Jeff has helped many people from all backgrounds and income profiles achieve their dreams of homeownership. He understands the importance of providing sound advice and credible loan options so his clients can make good decisions. Jeff earned a BBA degree in Finance from Boise State University where he also studied accounting and economics. He previously served as President of the Idaho Association of Mortgage Brokers and also in an advisory capacity to the Idaho Department of Finance. In 2021, Jeff was ranked in the Top 1% of mortgage loan originators in the nation. In 2023, he was recognized as a "Top Agent" by Top Agent Magazine. In his spare time, Jeff enjoys traveling and cooking with his wife. He also enjoys snow skiing, golf, and pruning his Japanese Maples.

Producing Partnership Branch Manager

Jeff Stipp is your Boise local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jeff is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jeff at (208) 859-5847 for more information!

Jeff Stipp at Rate (NMLS #36640)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Alison McCall is your Boise local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Alison is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alison at (208) 859-7084 for more information!

Alison McCall at Rate (NMLS #36641)

I am a Boise native and graduated from Boise State University with a bachelor's degree in Communication and Sociology. I have been working in the Mortgage Loan Industry for over 10 years. I am passionate about helping people with the homebuying process. I strive for strong communication and ensuring that my clients are educated through the entire process. Whether this is your dream home, a refinance of your current home, or the purchase of an investment property, I will make sure I find the perfect mortgage loan program that fits your financial needs. I look forward to the opportunity to work with you. Give me a call, send me an email, or fill out an application online and let's get the process started for you.

Producing Branch Manager

Natalie Chatfield is your Boise local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Natalie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Natalie at (208) 425-2338 for more information!

Natalie Chatfield at Rate (NMLS #1553553)

VP of Mortgage Lending

Michelle Goldsmith is your Boise local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michelle at (208) 207-9606 for more information!

Michelle Goldsmith at Rate (NMLS #1040541)

Boise

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5 Loan Officers in Boise, ID