Julie has been assisting her clients in financing their dream homes for over 20 years. She provides all financing types including Conventional, FHA, VA, RD, Renovation and New Construction. She works hard to communicate a variety of loan options that meet her clients' individual needs.   Her expertise is matched by unparalleled customer service and she strives to make the mortgage experience a positive one. Whether you are buying your first home, moving up to a larger one, or purchasing a rental property or 2nd home, Julie will make sure to listen to your needs and be accessible and responsive throughout the loan process.  She is backed by a strong company, Rate, which provides an extensive array of conforming and jumbo loan products at very competitive interest rates.   Give Julie a call today and arrange a time to meet in person!

VP of Mortgage Lending

Julie Gould is your Meridian local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Julie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Julie at (208) 488-4289 for more information!

Julie Gould at Rate (NMLS #75134)

Husband. Father of four. Proud native Idahoan. Sushi lover. Craft beer aficionado. Suburban farmer. Friend to all.  My goal: to educate and empower my clients to achieve home ownership and realize financial stability.  It's your home, and your future. It's my profession, and my passion.

Producing Branch Manager

Eric Leigh is your Meridian local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Eric is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eric at (208) 425-2306 for more information!

Eric Leigh at Rate (NMLS #65666)

Real Estate has been the family business for as long as I can remember!





My Dad was a broker and my Uncle was a lender, and plenty of other family members are either Real Estate Agents or Investors.  In high school, I delivered MLS "listing" books to local Real Estate offices.  In college, a group of us flipped homes and used the proceeds to pay for school.  Fast track to today - I am a VP of Mortgage Lending at Rate licensed in CA, OR, WA, ID, MT, NV, AZ, TX, and CO (and Rate handles Purchases and Refinances in all 50 states).





With a background in finance and a heart for adventure, you'll find me usually in one of a few places. I'm either working day and night on your loans, with family, or enjoying the seasons here and outside Mtn Bike riding, Cycling, Skiing, Snowboarding, Fly Fishing, Camping, Hiking – you name it!





A Real Estate Agent asked me a question recently – "what are my greatest strengths in your opinion?".  Such a great question to gather a colleague's insight.  So, I asked him  the same question – back, and he replied with; •	Resourceful •	Well-Versed •	Goal-Oriented •	Straight-Forward I could not have said it any better!  And when you work with me on your next purchase or refinance loan – that is the person you will get!





Find me online at rate.com/paul-wallin Call me at my office at (208) 202-2488, You can Email me at paul.wallin@rate.com, or Txt me at (208) 407-8127





Just remember when thinking, talking, or writing about a Purchase or Refinance Loan… #BetterCallPaulGR






Have a fantastic day!





- Paul #BetterCallPaulGR

Paul Wallin is your Meridian local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (208) 202-2488 for more information!

Paul Wallin at Rate (NMLS #1836663)

With over 10 years in the mortgage industry I am a seasoned professional that will assist you in your home loan needs. I grew up in northern Idaho but love living in Boise which I have called home now for over 15 years. I work with a broad variety of clients from first time buyers to the seasoned investor to my refinance clientele. When not at work I spend my free time giving back to my local dog agility club by assisting with running local events and maintaining many varieties of flowering plants in the spring and summer. I look forward to serving you and your family on your next home loan transaction.   Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

With over 10 years in the mortgage industry I am a seasoned professional that will assist you in your home loan needs. I grew up in northern Idaho but love living in Boise which I have called home now for over 15 years. I work with a broad variety of clients from first time buyers to the seasoned investor to my refinance clientele. When not at work I spend my free time giving back to my local dog agility club by assisting with running local events and maintaining many varieties of flowering plants in the spring and summer. I look forward to serving you and your family on your next home loan transaction.   Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Rate for current rates and for more information.

Katie Moore is your Meridian local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Katie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Katie at (208) 202-2487 for more information!

Katie Moore at Rate (NMLS #522583)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Matthew Cooper is your Meridian local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Matthew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matthew at (208) 602-1126 for more information!

Matthew Cooper at Rate (NMLS #400422)

Gail Barrutia-Kovash is your Meridian local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Gail is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gail at (208) 202-7804 for more information!

Gail Barrutia-Kovash at Rate (NMLS #400386)

VP_DE_PRéSTAMOS_HIPOTECARIOS

Lourdes Hernandez is your Meridian local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Lourdes is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lourdes at (619) 738-5500 for more information!

Lourdes Hernandez at Rate (NMLS #1541035)

Since 1999, Saul Bailey has been a steadfast presence in the world of residential lending. His journey, rooted in the timeless American values of hard work and integrity, has been dedicated to helping folks from all walks of life achieve their dream of homeownership. Whether it's a young family buying their first home, a hardworking investor, or our respected elders, Saul stands as a pillar of support, service and guidance. His approach to business is simple yet profound: he listens, he understands, and he delivers. Saul's not just about finding you a loan; he's about finding you the right financial path, one that leads to security, stability, and, eventually, the freedom of owning your home outright.  
Saul's commitment to the community extends beyond the office. He's a firm believer in the power of knowledge, especially when it comes to making life's big decisions. That's why he dedicates himself to educating not just his clients, but also his colleagues and the next generation of homeowners. He knows that a well-informed decision is the cornerstone of a strong and prosperous community.  
His work with first-time buyers and young folks emphasizes the importance of financial literacy, a value he holds dear.  
Saul brings a reassuring, steady hand to every interaction, embodying the warm, reliable spirit of a trusted neighbor.  
Outside of his professional life, Saul is a devoted family man. He and his wife, Cory, together with their child, Molly, embrace the simple joys of life - enjoying the great outdoors, participating in community sports, and cherishing the values of homesteading and travel. They represent the heart of America - hardworking, family-oriented, and always ready to lend a hand to their neighbors.

SVP of Mortgage Lending

Saul Bailey and his team are focused on education, proper guidance, and relationships in their approach to Mortgage Lending, which are often overlooked in this industry. We provide a tailored and strategic financing experience which gives our clients and partners the knowledge, attention, and service they deserve. We can assist you with Jumbo Loans, Conventional, FHA, VA, Self-Employed financing as well as Refinance and Reverse Mortgages. Serving all of Washington State and Idaho. Contact us today to start your journey towards homeownership and the perfect home loan for you and your family! NMLS#114610.
Saul Bailey Team at Rate- NMLS: 114610

Team Bailey at Rate (NMLS #114610)

Meridian

<section class="footer" style>
    <div class="footer__topDivider">
        <div class="footer__linkpacK">
            <div class="footer__linkpack__column">
                <p><strong>Manage your mortgage</strong></p>
                <ul>
                    <li><a title="footer: sign into your account" href="https://login.rate.com/" data-track="mortgageFooterNav-signin" rel="nofollow" target="_self">Sign in to your account</a></li>
                    <li><a title="footer: pay your mortgage" href="/servicing" data-track="mortgageFooterNav-pay-mortgage" rel="nofollow" target="_self">Pay your mortgage</a></li>
                    <li><a title="footer: contact us" href="/contact-us" data-track="guaranteedrateFooterNav-contact-us" rel="nofollow" target="_self">Contact us</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>About us</strong></p>
                <ul>
                    <li><a title="footer: about Rate" href="https://www.rate.com/about-us" data-track="guaranteedrateFooterNav-about-us" rel="nofollow" target="_self">Overview</a></li>
                    <li><a title="footer: our core values" href="https://www.rate.com/about-us/core-values" data-track="guaranteedrateFooterNav-corevalues" rel="nofollow" target="_self">Core values</a></li>
                    <li><a title="footer: leadership" href="https://www.rate.com/about-us/leadership" data-track="guaranteedrateFooterNav-leadership" rel="nofollow" target="_self">Leadership</a></li>
                    <li><a title="footer: press" href="https://www.rate.com/news" data-track="guaranteedrateFooterNav-press" rel="nofollow" target="_self">Press</a></li>
                    <li><a title="footer: Our Foundation" href="https://www.rate.com/about-us/gr-foundation" data-track="guaranteedrateFooterNav-foundation" rel="nofollow" target="_self">Our Foundation</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Careers</strong></p>
                <ul>
                    <li><a title="footer: loan officer careers" href="https://www.rate.com/careers/loan-officers" data-track="guaranteedrateFooterNav-loan-officers" rel="nofollow" target="_self">Loan officers</a></li>
                    <li><a title="footer: careers at GR operations" href="https://www.rate.com/careers/operations" data-track="guaranteedrateFooterNav-operations" rel="nofollow" target="_self">Operations</a></li>
                    <li><a title="footer: careers at GR tech" href="https://www.rate.com/careers/gr-tech" data-track="loantypesFooterNav-gr-tech" rel="nofollow" target="_self">Tech</a></li>
                    <li>
                        <a title="footer: all open positions at Rate" href="https://www.rate.com/careers/open-positions" data-track="guaranteedrateFooterNav-all-open-positions" rel="nofollow" target="_self">All open positions</a>
                    </li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Websites</strong></p>
                <ul>
                    <li><a title="footer: GR insurance" href="https://www.rate.com/insurance" data-track="guaranteedrateFooterNav-Insurance" target="_blank">Rate Insurance</a></li>
                    <li><a title="footer: advocus title" href="https://advocustitle.com/" data-track="guaranteedrateFooterNav-Advocus-Title" target="_blank">Advocus Title</a></li>
                    <li><a title="footer: agent advantage" href="https://agents.rate.com/" data-track="guaranteedrateFooterNav-Agent-Advantage" target="_blank">Agent Advantage</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Connect with us </strong></p>
                <p>
                    <a class="footer__linkpack__social" aria-label="social-youtube" href="https://www.youtube.com/@Rate_Official"><i data-testid="font-icon" class="rc-font-icon font-icons-social-youtube " aria-hidden="true" style="font-size:var(--font-size-large)" data-reactroot=""></i></a> <a class="footer__linkpack__social" aria-label="social-instagram" href="https://www.instagram.com/guaranteedrate/"><i data-testid="font-icon" class="rc-font-icon font-icons-social-instagram " aria-hidden="true" style="font-size:var(--font-size-large)" data-reactroot=""></i></a> <a class="footer__linkpack__social" aria-label="social-linkedin" href="https://www.linkedin.com/company/rate-official/"><i data-testid="font-icon" class="rc-font-icon font-icons-social-linkedin " aria-hidden="true" style="font-size:var(--font-size-large)" data-reactroot=""></i></a> <a class="footer__linkpack__social" aria-label="social-twitter" href="https://x.com/guaranteedrate"><i data-testid="font-icon" class="rc-font-icon font-icons-social-twitter " aria-hidden="true" style="font-size:var(--font-size-large)" data-reactroot=""></i></a> <a class="footer__linkpack__social" aria-label="social-facebook" href="https://www.facebook.com/official.Rate"><i data-testid="font-icon" class="rc-font-icon font-icons-social-facebook " aria-hidden="true" style="font-size:var(--font-size-large)" data-reactroot=""></i></a>
                </p>
            </div>
        </div>
        <div class="footer__griLinks">
            <div class="footer__grLinks__links">
                <p>
                    <a title="footer: accessibility" href="https://www.rate.com/accessibility" data-track="footerFullWidthMenu1-accessibility" rel="nofollow" target="_self">Accessibility</a> |
                    <a title="footer: licensing" href="https://www.rate.com/licensing" data-track="footerFullWidthMenu1-licensing" rel="nofollow" target="_self">Licensing</a> |
                    <a title="footer: notice to vendors" href="https://www.rate.com/notice-to-vendor" data-track="footerFullWidthMenu1-notice-to-vendors" rel="nofollow" target="_self">Notice to Vendors</a> |
                    <a title="footer: privacy policies" href="https://www.rate.com/privacy" data-track="footerFullWidthMenu1-privacy-policies" rel="nofollow" target="_self">Privacy Policies</a> |
                    <a title="footer: sms terms " href="https://www.rate.com/sms-terms" data-track="footerFullWidthMenu1-sms-terms" rel="nofollow" target="_self">SMS Terms</a> |
                    <a title="footer: terms of use" href="https://www.rate.com/terms" data-track="footerFullWidthMenu1-terms-of-use" rel="nofollow" target="_self">Terms of Use</a> |
<a title="footer: DNC" href="https://dih4lvql8rjzt.cloudfront.net/cms/aef46f19-6a80-4a9d-8d50-e4d06e89b8a1_GR-DNC-Consumer-Policy.pdf" data-track="footerFullWidthMenu1-terms-of-use" rel="nofollow" target="_self">DNC</a> |
                    <a title="footer: nmls consumer access" href="http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611" data-track="footerFullWidthMenu1-nmls-consumer-access" rel="nofollow" target="_self">
                        NMLS Consumer Access
                    </a>
                </p>
            </div>
            <div class="footer__grLinks__logo">
                <p>
                    <a href="/">
                        <img
                            alt="Rate Logo"
                            data-src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte08c31bfeb347f39/65027cfd9bcd1bdc631d027c/5min_rateLogo.svg"
                            src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte08c31bfeb347f39/65027cfd9bcd1bdc631d027c/5min_rateLogo.svg"
                            width="98"
                        />
                    </a>
                </p>
            </div>
        </div>
        <div class="footer__disclaimerLinks">
            <p>
                <a href="https://www.rate.com/delaware-licensed-loan-officers" data-track="footerFullwidthMenu2-delaware-licensed" target="_self">Delaware Licensed Loan Officers</a> |
                <a href="https://www.rate.com/texas-consumers-how-to-file-complaint" data-track="footerFullwidthMenu2-texas-consumers" target="_self">Texas Consumers: How to file a complaint</a> |
                <a href="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/70bd9394-cadd-46fa-8eaf-11c1f5523029" data-track="footerFullwidthMenu2-do-not-sell" target="_self">
                    Do not sell my personal information
                </a>
            </p>
            <p class="footer__disclaimerText">
                Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
            </p>
<p>
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
</p>
<p>
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. 
</p>
<p>
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
</p>
        </div>
        <div class="footer__housinglogo">
            <p>
                <img
                    alt="Equal Housing Lender Badge"
                    data-src="https://dih4lvql8rjzt.cloudfront.net/cms/4a0cbd28-6f93-44e8-a5e4-a52e9ce30ee2_EqualHousingLender.svg"
                    src="https://dih4lvql8rjzt.cloudfront.net/cms/4a0cbd28-6f93-44e8-a5e4-a52e9ce30ee2_EqualHousingLender.svg"
                    width="136"
                    height="29"
                    style="width: 136px; height: 29px;"
                />
            </p>
        </div>
        <div class="footer__grInfo">
            <p>
                Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.<br />
                NMLS License #2611 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />
Arizona Mortgage Banker License #0907078<br />
                3940 N. Ravenswood Ave Chicago, IL 60613 
<br>
Operating as Guaranteed Rate, Inc. in New York.
<br>
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
            </p>
        </div>
    </div>
</section>


8 Loan Officers in Meridian, ID