About Jenna Gray Benett
Hailing from the vibrant heart of the San Francisco Bay Area, Jenna Gray Benett has been a prominent figure in the Real Estate Finance landscape since 2004. Possessing diverse licenses across multiple states, including AZ, CA, CO, FL, OR, NV, TN, TX, WA, and MT, Jenna boasts a comprehensive understanding of the mortgage industry.
With an unwavering commitment to her clients' best interests, Jenna expertly navigates the spectrum from first-time homebuyers to seasoned investors. Her approach involves meticulous mortgage evaluation and strategic planning, aligning financial objectives with lifestyle goals. She firmly believes that clients deserve nothing short of excellence, and she's dedicated to surpassing expectations at every lending juncture.
Jenna's impressive achievements underscore her client-focused values. Recognitions such as the Top 1% Mortgage Originators in America and the Top Women Originators demonstrate her industry prowess. Awards like the Five Star Award, VIP Woman of the Year, and 40 Most Influential Mortgage Professionals Under 40 showcase her dedication and influence. She's also an esteemed member of the Chairman's Circle and President's Club.
Complementing her professional journey, Jenna holds a Bachelor of Science in Business Administration from UC Berkeley's Haas School of Business.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.490% | 6.761% | 0.771 ($2698.50) | $2209.94 |
| 15-year fixed | 5.375% | 5.921% | 0.946 ($3311.00) | $2836.63 |
| FHA loan | 5.990% | 7.053% | 0.891 ($2719.78) | $1964.90 |
| VA loans | 5.750% | 6.293% | 0.944 ($3857.19) | $2384.48 |
| Jumbo loans | 6.125% | 6.387% | 0.856 ($7704.00) | $5468.49 |
* Rates current as of 4/7/2025 01:18 pm, provided by Jenna Gray Benett, for Contra Costa County, CA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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