About Kyle Helton
Hello!
My name is Kyle Helton, a US Army infantry veteran turned loan officer with the goal of helping every borrower experience the ultimate American dream of becoming a homeowner. I grew up with a strong desire to be an infantryman, so after high school I enlisted for active duty and was stationed in Germany for my entire enlistment. I walked away with high discipline, an unshakable resolve and unmatched adaptability to any situation that was thrown my way. When my enlistment had come to a close and it was time to hang up the uniform I made a promise to myself. I refuse to compromise what I had become and will only get better day after day.
I grew up in the mortgage industry through my mom Samanthia Helton who has 3 decades of experience. This is an industry built on trust, discipline, integrity and community. Sounds all to familiar to me. I'm excited to serve once again in a different uniform and build amazing relationships along the way.
I am a metalhead, I love playing guitar. I love to play videogames. Was in a competitive choir in high school. Even did some musicals. I love nature, camping, hiking. But I LOVE laughing with people. I've always been compared to Jack Black and to me that's a huge compliment! No matter where I go in life at the end of the day I will always be myself.
Do the right thing, because it's the right thing to do.
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.550% | 6.813% | 0.929 ($3251.50) | $2223.76 |
| 15-year fixed | 5.500% | 5.885% | 0.843 ($2950.50) | $2859.79 |
| FHA loan | 5.990% | 6.986% | 0.966 ($2948.72) | $1964.90 |
| VA loans | 5.990% | 6.471% | 0.716 ($2925.58) | $2447.14 |
| Jumbo loans | 6.350% | 6.552% | 0.811 ($7299.00) | $5600.12 |
* Rates current as of 3/17/2025 11:41 pm, provided by Kyle Helton, for Hamilton County, OH, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 2101 Grandin Road, Suite A Cincinnati OH, 45208