As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Senior Vice President of Mortgage Lending

Michael Suffoletto is your Andover local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (781) 810-0587 for more information!

Michael Suffoletto at Rate (NMLS #484103)

Mary brings 15 years of lending expertise to the ever-changing real estate industry. As part of the Schruender family, who have been serving the Merrimack Valley's real estate needs for over 70 years, Mary offers a deep understanding of real estate transactions and is engaged with affordable housing efforts in the community.  
Specializing in first-time home buyers, Mary works with various lending programs, including Jumbo, FHA, VA, Conventional, and a range of Down Payment Assistance programs offered by state and community agencies. She also assists self-employed individuals, investors, and those seeking to refinance their homes.  
Beyond her work in mortgages, Mary is passionate about unraveling the mysteries of the universe. She cherishes spending time with her husband and twin boys, engaging in activities like gardening, hiking, and taking trips. Mary's dedication to her clients and continuing education make her not just a mortgage expert, but also a trusted companion on your real estate journey.

Senior Loan Officer

Mary Schruender is your Andover local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mary is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mary at (978) 407-8397 for more information!

Mary Schruender at Rate (NMLS #885647)

Loan Officer

OFICIAL_DE_PRéSTAMOS

Belen Reyes Avila is your Andover local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Belen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Belen at (978) 882-8751 for more information!

Belen Reyes Avila at Rate (NMLS #1087139)

Natalia Berbesi is your Andover local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Natalia is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Natalia at (978) 296-3856 for more information!

Natalia Berbesi at Rate (NMLS #753220)

Andover

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4 Loan Officers in Andover, MA