As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Branch Manager/Loan Officer

Brad Vocino is your Danvers local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brad at (978) 381-5743 for more information!

Brad Vocino at Rate (NMLS #351606)

**Andrew Deffer (NMLS #197013): (508) 423-6745 | andrew.deffer@rate.com**  
**Eric Deffer (NMLS #1002281): (508) 423-6746 | eric.deffer@rate.com**




With over 30 years of combined experience, We, The Deffer Team at Rate are the premier mortgage lenders of Massachusetts' North Shore. Providing the most competitive rates with the widest variety of products and programs, it is our duty to guide you seamlessly on your journey to homeownership while providing the highest level of communication and service throughout the process. The ease and simplification of the mortgage process through Rate's proprietary technology is truly unmatched. Please reach out to us today to get started!

Andrew Deffer & Eric Deffer

Deffer Team is your Danvers local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Deffer is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Deffer at (617) 459-4352 for more information!

Deffer Team at Rate

Loan Officer

Derek Vocino is your Danvers local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Derek is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Derek at (617) 812-7343 for more information!

Derek Vocino at Rate (NMLS #825781)

I have been in the mortgage business since 2001. I started out on the operations side, and then transitioned into becoming a loan officer in 2008. In that time, I have helped thousands of clients purchase and refinance their homes. I have been a top producing loan officer every year since 2014.  
When I'm not helping people finance their dream homes, I enjoy spending time up on Lake Ossipee with my wife, two kids and two dogs. I love the Boston Bruins, New England Patriots and riding my Peloton Bike.

Producing Partnership Branch Manager

Brian Babcock is your Danvers local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (508) 916-2637 for more information!

Brian Babcock at Rate (NMLS #482271)

Senior Loan Officer

Jennifer Brennan is your Danvers local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jennifer is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jennifer at (617) 532-2001 for more information!

Jennifer Brennan at Rate (NMLS #17911)

Chuck is a financial professional with over 30 years in the credit and interest rate markets. Before becoming a loan officer, Chuck worked as a sales trader for various Wall Street Investment Banks. My background brings an interesting perspective to clients and partners. I am also a Certified Divorce Lending Professional (CDLP).

Chuck Borgioli is your Danvers local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Chuck is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chuck at (617) 849-9119 for more information!

Chuck Borgioli at Rate (NMLS #2189710)

I am a highly motivated Mortgage Loan Officer with a background in small business financial services. I pride myself on always being available for my clients to help guide them through all stages of the loan process. My goal is to provide the most transparent and efficient experience for my borrowers. Whether you are a first time buyer, looking to upgrade, seeking a second home or a seasoned investor, I approach each situation with attention to detail, honesty and responsiveness both day and night. I live in Billerica, MA with my wife and 2 sons. We enjoy traveling and hiking with our dog, Jackson. I coach my sons' sports teams and like to golf as well.

Rob Grasso is your Danvers local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Rob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rob at (978) 882-8767 for more information!

Rob Grasso at Rate (NMLS #2275814)

Danvers

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7 Loan Officers Danvers, MA