Tina Gjerald NMLS 331972 | Tammy O'Malley NMLS 1277935




Tina has worked in the mortgage industry and real estate industry since 1986. She is honored to help her customers achieve their homeownership dreams. Her goal is to deliver superior customer service to both her clients and referral partners through every step of the way. Tina's clients range from first-time homebuyers, repeat homebuyers, customers looking to refinance, customers looking to build, as well as customers looking to purchase a second home or investment property. Tina originates all loans products (Conventional, FHA, USDA and VA) and is certified as a Military Housing Specialist through USA Cares. She gained her reverse mortgage certification in 2024 and is excited to help her senior customers as they phase into their golden years. Known as a leader in her field, Tina is consistently recognized with the industry's top accolades: Mortgage Executive Magazine, Top 1% Originators in America and Scotsman Guide Top Originators. She is also a member of Rate's President's Club. When Tina is not helping customers and referral partners, she enjoys spending time with her family and especially her grandchildren. Contact Tina today and put her experience to work for you!




*Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.*

Tina Gjerald (NMLS #331972) | Tammy O'Malley (NMLS #1277935)

Tina Gjerald & Tammy O'Malley is your Faribault local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tina at (507) 513-7123 for more information!

Tina Gjerald & Tammy O'Malley at Rate (NMLS #331972)

Tammy has lived in Faribault since 1980. She and her family enjoy the small town living that Faribault offers. Tammy believes in giving back to her community. She is as an Ambassador to the Chamber of Commerce as well as being a member of Faribault’s Business Networking organization promoting networking among local business professionals.  Tammy began her career as a mortgage originator the spring of 2000 and served her customers originating loans until the fall of 2009. From 2010 to 2015, Tammy worked for Wells Fargo Home Mortgage in their renovation department and served as a manager in that department for 3 years. In 2015 Tammy decided to follow her heart to be a Senior Mortgage Consultant and is happy to once again be originating loans for her customers. She has a work ethic second to none and always strives to help her clients understand the mortgage process, leaving no questions unanswered.  Tammy dedicates her efforts by making the mortgage approval process proceed as smoothly as possible, without worry for both customers and their real estate agents.  “I understand that the home mortgage financing process can be very overwhelming. As a Mortgage Originator, I work with my clients from beginning to end, making sure they understand every step of the process.”

Associate VP of Mortgage Lending

Tammy O'Malley is your Faribault local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tammy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tammy at (507) 513-7124 for more information!

Tammy O'Malley at Rate (NMLS #1277935)

Faribault

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2 Loan Officers in Faribault, MN