I am a US Navy veteran. I served our country for 4 years on a nuclear submarine. I am married with five children and was born and raised in Charlotte, NC. I have assisted families in achieving their financial goals and dreams through mortgages since 2001.

Senior Mortgage Originator

Ben Teasley is your Charlotte local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ben is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ben at (980) 312-8161 for more information!

Ben Teasley at Rate (NMLS #71675)

I am focused on providing a high level of service by applying my experience with the home loan process to guide each client from application to a smooth closing. Along the way, I will review and answer questions to ensure you fully understand and are comfortable with your home loan options. You can feel comfortable putting your trust in myself and my team to provide a smooth, seamless transaction whether you are a first-time home buyer or seasoned homeowner! Please start your Digital Mortgage application using the link on this website or reach out to me directly. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Rate for current rates and for more information.

Mortgage Originator

Adam Stymiest is your Charlotte local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Adam is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Adam at (843) 737-6382 for more information!

Adam Stymiest at Rate (NMLS #991982)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Producing Branch Manager

Rita Hazell is your Charlotte local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Rita is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rita at (704) 946-2634 for more information!

Rita Hazell at Rate (NMLS #863577)

VP of Mortgage Lending

Sahaad Washington is your Charlotte local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Sahaad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sahaad at (704) 815-0500 for more information!

Sahaad Washington at Rate (NMLS #1446971)

Joining the banking industry in 2005, Desiree first began working in marketing, collections and as an executive assistant in New Jersey. In 2015, Desiree started as a Lead Generator, collaborating closely with a team of loan officers and VP of the Consumer Direct Department.  
In 2016, Desiree was promoted to the Consumer Direct Department, where she began working as a Loan Officer, originating loans.  
When she relocated to Charlotte North Carolina during 2020,  
Looking to expand her opportunities, Desiree joined Rate team in May 2024.  
Desiree currently resides in Charlotte , NC with her husband, dog, and two children.  
With more than 25 years of extensive customer experience, Desiree specializes in a range of mortgage products, including Jumbo First Time Home Buyer programs, VA, etc.  
"I pride myself on providing the highest level of customer service to my clients and make the process stress-free," My goal is for all my customers to feel comfortable referring me to their friends and family."  
Desiree enjoys helping people meet their financial goals as well as educating them on the home buying process to help them feel at ease.  
Desiree loves to travel. She loves reading, shopping, and I am a FOODIE. I am an active member in Autism Cares! My sixteen-year-old is on the spectrum.  
Fun Fact: Desiree is a semi-BBQ expert!




**Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.**

Desiree Humphries is your Charlotte local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Desiree is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Desiree at (704) 946-2642 for more information!

Desiree Humphries at Rate (NMLS #1452674)

Charlotte

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5 Loan Officers in Charlotte, NC