About Rich Price
As a lifelong Alaskan, devoted husband, and father of four, I bring a deep understanding of hard work and perseverance to everything I do. With 14 years of experience in Alaska's North Slope and Kenai oilfields, my career taught me the value of pushing through challenges to achieve goals—a mindset I now bring to the mortgage industry.
Now, as a Vice President of Mortgage Lending at Rate (formerly Guaranteed Rate), I'm here to help my fellow Alaskans navigate the homebuying process with confidence. I focus on simplifying what can often feel overwhelming, making sure my clients know what to expect and removing the worry and fear that can come with financing a home.
Whether you're buying your first home, upgrading, or exploring refinancing options, my goal is to ensure you feel informed and supported every step of the way. I'm proud to offer competitive rates and a wide range of loan options, including VA, Conventional, USDA, FHA, and Alaska Housing Finance Corporation loans, all tailored to meet your unique needs.
My commitment is to be available when you need me, answering your questions and providing guidance to make the process as seamless as possible. Let's work together to turn your homeownership goals into reality. Contact me today to get started!
*Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*
*Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.*
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.875% | 7.135% | 0.858 ($3003.00) | $2299.25 |
| 15-year fixed | 5.625% | 6.124% | 0.963 ($3370.50) | $2883.06 |
| FHA loan | 6.125% | 7.115% | 0.892 ($2722.83) | $1991.48 |
| VA loans | 6.075% | 6.639% | 0.908 ($3710.09) | $2469.50 |
* Rates current as of 4/2/2025 06:50 pm, provided by Rich Price, for Anchorage County, AK, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
- Monitor your loan status
- Connect with your loan team
- Calculators, tools, guides, and advice
- Track your home value
- Wellness tips to help you grow holistically
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Located at 405 W 36th Ave, Suite 202 Anchorage AK, 99503