As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Branch Manager/SVP of Mortgage Lending

Ben Milam is your Mount Pleasant local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ben is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ben at (854) 858-7200 for more information!

Ben Milam at Rate (NMLS #191897)

VP of Mortgage Lending

Mark Ratliff is your Mount Pleasant local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mark is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mark at (847) 943-2175 for more information!

Mark Ratliff at Rate (NMLS #224504)

I got into the mortgage business in 2012 while running a retail business that I opened on my own in 2010. One of my customers that I got to know very well suggested that I get licensed, as he thought being a loan officer was the perfect career for me.  At the time, I was single with an 8 month old baby, working 60 hours a week at my store, and getting licensed in mortgage originating is no easy task. Nonetheless, I buckled down and took a night course, studied for 2 months, and got licensed to do mortgages!   My business took off faster than I could have dreamed of, because doing mortgages for people became a natural feeling, like a form of counseling but finance counseling for people who just wanted knowledge and patience on a subject that was unknown before my help. I sold my store 6 months after getting into the business and became a mortgage loan originator full time.   My education is from University of Washington, Seattle, with a Bachelors in  Business Administration. I majored in Management and Finance. This helps me every day in my career because mortgages fall into both areas of my expertise. I manage files for people who are looking to either make the biggest purchase of their lives, or refinance their loans and save money.   I am originally  from upstate New York where I was born and raised in the same home, before deciding to go to college across the country (Seattle, WA). My mom is from Chicago (& Wisconsin), so I decided I'd plant my roots where she grew up; it's such a great city. I have a 4 year old son named Gavin, and live in Naperville currently, moving to Elmhurst at the end of the 2016 summer. My hobbies include all sports, especially running, football,and basketball and I sing in a band every couple of months.  My boyfriend, John, is on the executive team for Rate and I couldn't admire the company more since I've gotten here. It's such a great place for employees, and that is so clearly reflected into the service our customers receive. I will never work for another mortgage company! There's only one way to do mortgages for people, and Rate has got it figured out.

Vice President of Mortgage Lending

Rochelle Mahoutchian is your Mount Pleasant local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Rochelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rochelle at (312) 841-1376 for more information!

Rochelle Mahoutchian at Rate (NMLS #991625)

Originally from Michigan but has lived in Charleston for the past 5 years by way of Chicago for over 15 years. I have been in the mortgage industry since 2005. I am married to my wife Shannon and have 3 children, Aven, Hayes and Miller. I have worked as a loan originator for banks, brokers and correspondent lenders over the past 17 years so its safe to say I have seen the ups and downs of the real estate market over the years. I enjoy helping homebuyers explore the many options we have to offer and finding them the perfect solution for their financial needs. Anywhere from a first time homebuyer to a seasoned investor looking for strategies to grow their portfolio.

Producing Branch Manager

Kendall Robinson is your Mount Pleasant local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kendall is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kendall at (803) 233-0661 for more information!

Kendall Robinson at Rate (NMLS #444925)

Mount Pleasant

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4 Loan Officers in Mount Pleasant, SC