I have been in the finance industry for 14 years. I really have enjoyed working as a mortgage loan officer for 11 of those last fourteen years. Being born and raised in South Carolina, I attended the University of South Carolina where I received a Bachelors of Science degree in Finance. I have always enjoyed working with clients and their financial decisions. While also attending the University of South Carolina I met my beautiful wife. We have been in Myrtle Beach now for 8 years and enjoy traveling and attending our local church. We have been blessed with three children; Elizabeth and Abigail and Josh Jr.

Producing Partnership Area Manager

Joshua Epps is your Myrtle Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joshua is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joshua at (843) 618-2110 for more information!

Joshua Epps at Rate (NMLS #430939)

VP of Mortgage Lending

Ryan Parent is your Myrtle Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (843) 491-1956 for more information!

Ryan Parent at Rate (NMLS #628157)

A native of Pennsylvania, I moved with my wife, 3 children, and dog to Myrtle Beach SC in the summer of 2015.  Having over 28 years of consultative experience, the last 5 in mortgage, allows me the ability to provide the highest level of service and support to my clients in what for many is making one of the biggest decisions of their lives.  Outside of work I enjoy spending time with my wife, 3 children, and now 2 dogs, as well as training in the martial arts and catching up on my favorite podcasts.

Jim Kondravy is your Myrtle Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (843) 501-0288 for more information!

Jim Kondravy at Rate (NMLS #1439787)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I have been blessed to work beside a senior loan officer who has 15 years of experience in the mortgage industry, producing at an extremely high level. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Licensed Sales Assistant

Keith Craddock is your Myrtle Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Keith is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Keith at (843) 712-7576 for more information!

Keith Craddock at Rate (NMLS #2347776)

Myrtle Beach

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4 Loan Officers in Myrtle Beach, SC