Immigrating from Holland to America as a young child, I understand the value of home ownership, financial responsibility, and big picture plans. Then, with the years spent as Real Estate Agent and Brokerage support, I witnessed the anxiety and frustrations many experienced stemming from the Mortgage process.


It made such an impression on me that the combination of both inspired my need to create a different lending experience for my Clients. I am committed to providing : personal care of their personal goals and concerns; loan products to best fit both; discussion so Clients are confident in their Real Estate decision; cutting edge Mortgage technology for a streamlined and efficient experience.


My team's core foundation is built on: Integrity, Value, Efficiency, Flexibility, and step by step care with every Client's interaction from introductions to Closing congratulations and beyond.


Positively different... and ready to assist you!


Interested in becoming a Real Estate professional? Contact one of the most respected names in Texas Real Estate education.  
For more information on the Champions School of Real Estate please visit https://www.championsschool.com/

Branch Manager/VP of Mortgage Lending

Lisa Arlette is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Lisa is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lisa at (210) 584-4601 for more information!

Lisa Arlette at Rate (NMLS #879470)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Producing Branch Manager

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Carlos Velez is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Carlos is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Carlos at (210) 740-7947 for more information!

Carlos Velez at Rate (NMLS #409864)

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer of over 10 years, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.

VP of Mortgage Lending

Armando Leon is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Armando is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Armando at (210) 392-6693 for more information!

Armando Leon at Rate (NMLS #500478)

With over 16 years of mortgage lending experience, Marisa has come to be known as "The Mortgage Loan Expert" . Marisa started in the mortgage business in 2007 and has become an expert in mortgages all; VA, First-Time Homebuyers, and Investor Lending. She is well-known as an out-of-the-box thinker and is always seeking opportunities to grow and share her knowledge of the industry to provide her clients and partners with the highest level of service. Marisa truly understands that mortgages and lending can be unfamiliar territory for many. Over the years she has had the opportunity of working with people who have a wide variety of financial situations and has helped them achieve their homeownership goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Marisa will guide you through the loan process seamlessly by providing excellent communication and advice. She can provide a wide range of home loan options that makes the most sense for your situation. Marisa will be your mortgage "go-to' now and your mortgage expert for life.  
"Homeownership changes lives, owning a home is the foundation of all great things, it is and will always be the BEST way to build wealth. The fact that I get to help direct and be a part of that process for a homebuyer is truly one of the most fulfilling parts of my life. We are changing lives." - Marisa Maloy Rate Marisa specializes in Conventional, FHA, USDA, VA, Grant Programs, Construction loans, and working with self employed clients.




Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Marisa Maloy is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Marisa is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marisa at (210) 701-9480 for more information!

Marisa Maloy at Rate (NMLS #620906)

MJ Rodriguez is a highly skilled, 10+ year veteran of mortgage banking. She brings an in-depth knowledge of loan products, a sophisticated understanding about the financial market, and exceptional customer service skills. As a mother herself, she understands the importance of compassion and the word home. MJ always seeks to build long-term relationships with her clients by curating a highly individualized financial roadmap, for their short-term and long-term goals.  
Originally from Dominican Republic. MJ is a B.A. UTSA Alumni who enjoys family, travel and exploring SA's gastronomy culture.

MJ Rodriguez is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, MJ is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact MJ at (210) 418-9593 for more information!

MJ Rodriguez at Rate (NMLS #1147146)

I am David Leavitt, a mortgage lending expert with 24 years of industry experience. Over the years, I have had the privilege of helping more than 1500 families achieve their dream of home ownership. As part of Rate, a team of professionals dedicated to helping families reach their homeownership goals, I am proud to offer my expertise and passion for delivering exceptional customer service.


I have an in-depth understanding of the mortgage process and remain committed to guiding my clients every step of the way. Whether you are a first-time homebuyer or a seasoned real estate investor, I have the knowledge and experience to help you secure the best possible mortgage for your unique needs.


I have a proven track record of helping clients navigate complex financial situations and finding solutions that work for them. My commitment to providing exceptional service has earned me a reputation as a trusted advisor and a valuable resource for those seeking mortgage financing.


With me and Rate on your side, you can trust that you will receive personalized solutions tailored to your specific situation. Our team is dedicated to delivering exceptional customer service, and we will work tirelessly to ensure that you achieve your homeownership goals. Rest assured that with us, you are in good hands.


So if you are looking to buy a home or refinance your current mortgage, I would be honored to assist you in achieving your homeownership goals. Contact me today to learn more about how I can help you secure the best possible mortgage for your unique needs.

VP of Mortgage Lending / Sales Manager

VP_DE_PRéSTAMOS_HIPOTECARIOS_/_GERENTE_DE_VENTAS

David Leavitt is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, David is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact David at (210) 410-7146 for more information!

David Leavitt at Rate (NMLS #198077)

With over 20 years of experience in the mortgage industry, Marie has the experience necessary to help families on their journey to homeownership. As a former underwriter for over a decade, she brings invaluable expertise that will help guide you and provide solutions for your unique needs. From first time homebuyers, business owners and season investors, she can help map out the best plan for your home purchase goals.  
Marie has a strategic approach and customer-centric focus that has elevated the experience you will have when purchasing a home. She provides tailored mortgage solutions that will empower you to make solid financial decision as you begin the step to building wealth.  
Beyond her professional life she is a very proud 'boy mom' of two teenage boys and a bonus mom to a freshman in college. Between sports practices, video games and the endless appetites, her life is never dull. Roger, her husband of almost 20 yrs, is her partner in crime, her sounding board and biggest supporter.  
When she's not busy working on getting a family preapproved for a home, she enjoys giving back to her community. She actively volunteers and lends a helping hand in her local church, demonstrating her compassionate nature and commitment to making a positive impact in the lives of others. Connect with her today and stay updated with the latest trends in mortgage lending and witness the positive impact she creates. For expert mortgage advice, reach out to Marie, she is here to support you on every step of your home financing journey.

Marie Lifschultz is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Marie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marie at (210) 818-6479 for more information!

Marie Lifschultz at Rate (NMLS #1279748)

Katherine Tichenor is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Katherine is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Katherine at (210) 725-0587 for more information!

Katherine Tichenor at Rate (NMLS #690438)

Janna is a Texas born country girl who grew up in real estate and prides herself in providing the highest value and service for her clients. She lives in San Antonio with her husband and their 2 Rhodesian Ridgebacks. She is a grandmother of 7. Her hobbies are work, work and work. She loves what she does and lives her life helping others realize their dreams. Really, she does enjoy the water so you can find her beside the pool or on the lake. In the fall she enjoys riding with her husband on their Harley trike, visiting small towns and enjoying the countryside.

Janna Martinez is your San Antonio local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Janna is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Janna at (210) 436-8088 for more information!

Janna Martinez at Rate (NMLS #1316848)

San Antonio

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9 Loan Officers San Antonio, TX