About Anna Maria Ramilo
“The greatest reward is seeing my clients happy and grateful when they’ve finally found someone who is willing to help them through each step of the journey and treat them with the integrity they deserve.” Over the last 18 years, Anna Maria Ramilo has been helping others turn their dreams of home ownership into reality. She began her career in the mortgage industry in 1999 and since then has helped hundreds of clients obtain financing or refinancing for their dream home. As a seasoned expert in the mortgage industry, Anna knows that every borrower has different needs. She guides each of her clients through every step in the loan process and provides them with everything they need to be successful. As a valued client, you will receive all the support you need in choosing and applying for the loan that best fits your financial picture. Anna is familiar with all aspects of the mortgage loan process and will help make even the most complex transactions seem easy and attainable. Her commitment to excellence has helped her to earn accolades including Loan Officer of the Year and a consistent recognition as a Top Producer. The process of getting approved for a loan can be complicated and intimidating. But it doesn’t have to be. Bringing almost two decades of experience in the mortgage loan process, Anna enjoys going the extra mile for her clients and helping them have the best experience possible. Whatever your loan needs are, Anna’s experience, passion and commitment to customer service makes her the best choice to help you take the first step on the path of home ownership. Outside of the office, Anna enjoys taking walks and reading. She also loves to stay involved and serves as the assistant treasurer at her local church where she also helps lead the women’s group. Contact Anna at 469-399-5579 today to get started!
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.490% | 6.761% | 0.948 ($3318.00) | $2209.94 |
| 15-year fixed | 5.375% | 5.803% | 0.998 ($3493.00) | $2836.63 |
| FHA loan | 5.990% | 7.001% | 0.997 ($3043.35) | $1964.90 |
| VA loans | 5.990% | 6.498% | 0.887 ($3624.29) | $2447.14 |
| Jumbo loans | 6.350% | 6.489% | 0.576 ($5184.00) | $5600.12 |
* Rates current as of 3/30/2025 09:46 am, provided by Anna Maria Ramilo, for Dallas County, TX, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 18383 Preston Rd, Ste 320 Dallas TX, 75252