Protect your biggest investment
Safeguard your home systems and appliances with expert repair and replacements for your peace of mind.
Rate Whole Home Warranty delivers all-in-one home protection, powered by AIG’s expert network of technicians, covering your most essential appliances and systems when they break down.
Affordable coverage is $89.97/month with a $150 service call fee .
Included with your free membership.
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Coverage includes:
AC and heating
Water heater
Washer and dryer
Ceiling fans
Electrical systems and plumbing
Refrigerator and freezer
Microwave and other appliances
Garage doors and more
What you get:
Customized plan
Tailored to your needs and budget
Dedicated support
Easy onboarding via phone or landing page
24/7 service requests
Eliminates phone tag with the servicer
Flexible plans
Affordable monthly plan, cancel anytime
Comprehensive repairs
Diagnosis and fix included
Generous policy limit
Up to $15,000/year in repairs

1. Purchase service:
Start your coverage with a simple monthly subscription.
1. Purchase service:
Start your coverage with a simple monthly subscription.

2. Wait 30 days:
Coverage starts after 30 days to prevent pre-existing claims.

3. File a claim:
Online or by phone when something breaks.

4. Easy-to-use online portal:
Finalize your appointment anytime, day or night.

5. We repair or replace:
Covered systems and appliances are fixed or replaced.
