How to get mortgage help from the Rate team
If you’ve got questions, we’ve got answers. The team at Rate is prepared to help you understand your financing options and the mortgage process. We have up-to-date information and can give you access to our exclusive refinance, homebuying and resources.
If you're ready to get started, you can find today's mortgage rates, connect with a loan officer, get an idea of what a payment looks like, or check out the latest in mortgage resources. However, if you're ready to get started now, you can also contact our team or start a mortgage application to get the process going.
National average rates
Find my mortgage rate
The rate that you qualify will have a direct impact on your monthly payments. A lower rate will allow you to pay less each month, and it will also mean that you may be able to afford a more expensive home.
Below you’ll find our current mortgage rates. Different types of loans can offer you different rates. Speak with a Loan Officer and see if you can qualify for an even lower rate based on which programs you qualify for.
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4,000+ agents nationwide
Calculate my mortgage payment
Our monthly payment calculator helps you confidently figure out your purchasing power. It lets you factor in key details like home price, down payment, interest rates, HOA payments, insurance costs and more to have a clear idea of what your monthly budget will be.
Plus, our calculator breaks down payments clearly, so you can easily see how different home prices and loan terms impact your budget. This will help you have a more informed conversation with a local lender.
Your monthly payment would be
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Rate. Rate its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.